INSURANCE Insurance in the meaning of the Indonesian language itself is often called the term coverage, the beginning of this insurance word from the Dutch language that is assurantie and verzekering. Why use the word insurance does not use the term ??, because the beginning of the concept of insurance in Indonesia itself originated brought from the Netherlands. Different again in the UK, there are 2 terms that is Insurance and Assurance although in the same language have the same sense but in the UK more grouping Insurance commonly used for insurance in the form of insurance losses, while Assurance term used for life insurance. Insurance or coverage is an agreement between two or more parties, with the understanding that the insurer relates to the insured, accepting the insurance premium, with the objective of providing reimbursement of the insured in the event of loss, damage or loss. Legal liability to third parties may be suffered by the insured due to the emergence of an u